About Us

PayMate is a leading provider in B2B payments for Enterprise and SME across supply chains. The PayMate platform provides a comprehensive digital workflow tied to payments which enable greater control and transparency along with better cash flows and an end to end reconciliation for a superior experience for Enterprise and SME in closed-loop supply chains.

PayMate works with leading Visa commercial card-issuing banks to facilitate credit for both payables and receivables across supply chains moving traditional cash, cheque and EFT to card streams with several built-in risk-mitigating benefits for banks and extended days payables for buyers.

Platform features include Procure to Pay automation, credit evaluation, discount marketplace along with APIs for integration into existing accounts/ERP for minimal friction-based deployment. It is cloud-based and accessible across all form factors.

PayMate has a presence in South Asia (India) and UAE and is actively expanding across CEMEA.

Leadership

Ajay Adiseshan

Managing Director & Chairman

Ajay Adiseshan

Managing Director & Chairman

Ajay Adiseshan is the Chairman and Managing Director of our Company.

In his current role, he is, among others, responsible for the strategy, planning and growth of the Company along with cultivating and maintaining investor relationships.

He is also responsible for leading product innovation and overseeing the Company’s functionalities to reach its targets. He holds a bachelor’s degree in science (electrical engineering) from the University of Colorado Boulder, USA.

He is an entrepreneur with experience in building technology companies such as Coruscant Tec Private Limited, and Web Resource Private Limited, a web development company.

An avid runner, he is also a big fan of Indie music which he listens to on his favourite app-NPR music.

Vishvanathan Subramanian

CFO & Director

Vishvanathan Subramanian

CFO & Director

(Ravi) Vishvanathan Subramanian is the Whole-time Director and the Chief Financial Officer of our Company.

He joined our Company on May 1, 2007. In his current role in our Company, he is, among others, responsible for collaboration between various departments across the Company to ensure synergy in operations.

He manages the operational, financial and risk management activities along with overseeing the legal and financial compliances of the Company. He holds a bachelor’s degree in commerce from University of Bombay, and is a qualified chartered accountant.

Prior to joining our Company, he had been associated with Hrishikesh Vishvanathan & Associates, Chartered Accountants as a partner.

Ravi is a sports buff who loves distance running and playing soccerd consulted on corporate, strategic, financial and legal issues to some of the biggest businesses in India.

Rakesh Khanna

Chief Commercial Officer

Rakesh Khanna

Chief Commercial Officer

Armed with strong experience of over 2 decades across the financial services industry, Rakesh more recently led Business solutions for Visa for the CEMEA region for 7 years including leading business payments for Europe from Oct 2016-May 2018.

Prior to visa Rakesh worked in Standard Chartered Bank for a decade leading global products and solutions for the corporate bank including lending, Asset backed finance and Trade finance. Rakesh started his career with GE Capital in India in Sales and then held variety of roles in the US & UK spanning sales,relationship management, Six Sigma (Black belt certified) and Lean.

Rakesh is a sports enthusiast and loves playing racket sports and has been a national level badminton player as well. In addition Rakesh loves to travel with friends and family.

Sanjit Bose

Global Head of Solutions & Partnerships

Sanjit Bose

Global Head of Solutions and Partnerships

Sanjit offers 18 years of experience across financial services in the Asia Pacific and North America. He was recently the SVP, of Customer Experience at Boost Payments in NYC. Prior to that Sanjit held leadership roles with Amex & Visa. He has in-depth experience in Commercial Product, Merchant payments and Sales in his previous roles.

Sanjit was a national-level soccer player and now enjoys playing squash. He considers himself an amateur chef and in his free time, he enjoys outdoor activities and travelling with his family.

Ashutosh Verma

SVP - Product Management

Ashutosh Verma

SVP - Product Management

Ashutosh has over 22 years of experience in leading products from their conceptualization to launch phase across diverse platforms. At PayMate, he heads and leads the product management team, while simultaneously contributing to business development, strategic alliances, customer acquisition & retention.

In his free time, Ashutosh loves to spend time with his kids and enjoying music.

Dean Gonsalves

SVP - Design & Innovation

Dean Gonsalves

SVP - Design & Innovation

Dean is a digital savant in love with the analogue. His 17 years of experience from advertising to UX Strategy/Design has helped him digitally transform a multitude of businesses, winning over 50 national & international awards.

At PayMate, Dean drives innovation across products & category and through his insights that are derived from the convergence of data & design, he crafts core product experiences that are profoundly Human-Centric.

Off the desk, Deans is an artist, musician, saltwater angler & motorcycling enthusiast and through his writing & water coloured canvases he documents his stories.

Sadanand Moily

SVP - Compliance & Risk

Sadanand Moily

SVP - Compliance & Risk

Sadanand heads compliance and risk at PayMate. With a deep understanding of financial models, risk assessment, regulatory requirements, and a keen eye for detail, Sadanand keeps a watchful eye on our business. A Chartered Accountant by training, he has 10+ years of experience in various industries, including 8 years in financial services and technology.

Sadanand follows Cricket and Formula One Racing with a passion.

Mahesh Sharma

SVP - Information Systems & Security

Mahesh Sharma

SVP - Information Systems & Security

Mahesh is armed with over 25 years of experience. He heads & lead the Information Technology and Information Security at PayMate. His core competencies are in Program/Project Management, Enterprise Information Security framework, IT Security Governance structure, large scale operations management, IT Compliance & Risk Management, Change Leadership, Vendor management and Team building.

Before joining us, he was a part of global leaders such as IBM, Enron, VFS, among others. In his free time, he enjoys exploring new places.

Nanda Harish

VP - Legal & Company Secretary

Nanda Harish

VP - Legal & Company Secretary

Nanda is a seasoned award-winning Fintech, Payments, AML and Privacy legal counsel with 20 years of deep knowledge and leads the legal and corporate secretarial role for PayMate. Her expertise lies in Strategic Legal Advisory, Investor Relations, Legal Risk Mitigation, Business Compliance, Ethics and Corporate Governance.

In her free time, she works with Non-profits which supports destitute women and she also dabbles in painting Mandala art.

Mangesh Kulkarni

SVP - Engineering

Mangesh Kulkarni

SVP - Engineering

Mangesh has over 18 years of experience in engineering, architecture, product and delivery management. He has built and led a number of cross functional and cross-national teams. Previously he held increasing levels of responsibility as a programmer and project lead.

Mangesh is an avid music fan.

Ashwin Shenoy

VP Sales - CEMEA

Ashwin Shenoy

VP Sales - CEMEA

Ashwin heads Sales and Business Development activities for the CEMEA region. He is responsible for establishing key banking, partner & customer relationships and building businesses ground up.

He is a gourmand, enjoys playing cricket and traveling.

Nilesh Dadpe

VP Sales - India

Nilesh Dadpe

VP Sales - India

Nilesh heads the Enterprise & SME business acquisition and servicing for the Indian market. Furthermore, he is also responsible for managing all card issuer bank relationships for the company, along with anchoring important business partnerships.

In his free time, he pursues cricket, music and singing as his hobbies other than being associated with a couple of social causes.

Rajat Yadav

Head - Credit

Rajat Yadav

Head - Credit

Rajat is an IIT Madras Alumnus and the founder of the P2P lending platform - Z2P, which is now acquired by PayMate. He heads Credit at PayMate and is responsible for integrating Z2P's credit-intelligence with PayMate's business ecosystem to provide a full array of financial solutions to businesses.

An avid bike lover and collector, he is on the road traveling most days. Rajat is also one of the top digital influencers for entrepreneurs in India, currently mentoring and investing in small entrepreneurs to help them grow via his Youtube channel 'Startup Rajat'